Apex Chat 

 It allows for easy transaction and trade for both the banking and non-banking sector. By using a unique QR code system, it allows for payments to be made directly into the accounts of the service provider be it purchasing maputi from the street corner or paying large amounts of $5000, Apex Chat is the secure easy and confident way to go. The application banking account is protected by a six figure digit password. Once funds have been sent from one account to another, the sending account has no ability to revert the funds. They however will wait to be accepted by the receiving ApexChat account, failure to do so in a space of 24hrs, the funds are directed back to the sender’s account and a notice for this action is sent to both accounts. Had the funds been accepted, a notice is also sent to acknowledge this action.

NB: these notices are sent by the application default account on the same chat contact platform.

ApexChat allows a single account to link to at most 3 different banks regardless of country boundaries. This means you can have two local bank accounts and an alien account linked to the same ApexChat account. This set up allows you to withdraw funds from any of these banks into the ApexChat account and vice versa. You can get funds from your local bank account and deposit them into your ApexChat account and then withdraw them from the chat account into you alien bank account and vice versa also.

NB: when registering your bank accounts, once the application identifies your bank, (that is after input of the first four bank card digits) any communication or input will be directly between you and your bank.

 The application uses high security encryption protocols that give the user a sense of ease knowing that all their data is safe and secure with the application itself not able to tap into your conversations. The application will allow for basic services like buying bus tickets, movie tickets, shopping in major stores like TM, OK etc.

Chatting:

Apex chat allows for chat services including voice and video chat. It also has an option for audio conference calls with up to six people per single conference. The application also has the ability to recall a message 2 minutes from the time it was sent. It also has a feature that allows voice notes and real time voice conversation that work like radio communication. The chat page has short cuts to voice notes, emoji and a key that opens to more functions. This function opens a set of services including camera, share location, call and send money to that particular chat contact.

You can add friends by using their user ID or scanning their ID QR code.

Registering your user account requires you to use your real name, ID number or passport number and phone number for which the name used for registration will need to be the same one registered with the bank you decide to link the account with. This measure is put in as security measure to protect the users from malicious accounts. You do not need a bank account to use the banking mode of the application as it is set up in a way that you can receive funds and transact just from the ApexChat account. Hence helping the banking and non-banking users.

NB: ApexChat is not a service provider thereby does not allow for cash-in and or cash-out transactions.

  • Allows for multimedia messaging: pictures, video, documents
  • High quality free calls to anyone using the same application
  • Group chat and calls with groups of up to 500 members
  • Emoji gallery: free fun exciting animated emojis to make chatting more interesting
  • Share moments with friends on your personal photo wall
  • Meet new friends with our ‘friend web’ service that links people close by like a spider web network.
  • Real time location sharing to let your friends know the exact location you are at.
  • Apex privacy that gives the user highest control of their privacy including what(content) posts they see from other people
  • Since Apex chat is an African Application, it supports 5 major languages with English being the default setting

Apex Music

Apex music is a feature that mostly works to aid the fight against music piracy. This mode helps the artist get rewards from their music as they get paid directly into their accounts from all purchases done and also helps the user in that they get easy access of the music as it comes directly from the artist management team. The artist creates a verified account through which they can decide to sell or just give access to their content for free. They will also select if the music can be downloaded or access is only given online and allows listening without download.

  • Apex Music gives you the luxury of having your favourite African music tracks on your fingertips whether you are at work, home or out and about
  • It offers free mobile and or tablet content access and offers the latest recommendations based on your playlist history and favourite selections
  • Share the love by linking your playlist with that of your friends and listen to the same song/s at the same time.